E-commerce is a huge deal in this day and age, and online merchants need a quick and easy-to-use payment method to provide their customers with a smooth experience. Payment gateways are a reliable method for merchants to receive online payments through debit or credit cards. A quick glance at the data shows that 23% of customers don’t complete a purchase due to an inconvenient payment process. This shows the importance of integrating payment gateways in web apps.
But how do you integrate a payment gateway in web apps? This process can be complicated for the non-technical person so your best option is to hire a skilled web app developer to do it for you.
Steps Involved in Payment Gateway Integration to a Web App
Online merchants can securely accept payments from customers by integrating a payment gateway in their apps. Here is how a payment gateway integration usually works:
Select a Gateway Provider
There are many payment gateway providers with their own pros and cons. The following factors should be considered when selecting a payment gateway consider the following factors:
- Security
- Transaction fees
- Seamless integration
- Supported payment methods
Stripe, Google Pay, Amazon Pay, PayPal, etc are some of the more popular payment gateway options.
Set Up a Merchant Account
While not all gateways require a merchant account, you’ll need to make one for some payment gateways like Amazon Pay. You will need to verify your business and provide bank account details to apply for a merchant account.
Obtain API Keys
The next step is to get your API keys from your gateway provider. API keys are usually acquired through the website or platform of your payment gateway and are used to connect the payment processing system for secure communication.
Integrate Payment Gateway
This is the main part. After you’ve created a merchant account for the gateway of your choice and obtained its API keys, you’re going to embed the payment gateways payment processing feature into your web app. There are two main approaches to this, and they vary depending on your web app and the payment gateway.
The first one is integration through the use of payment forms or buttons. Some payment gateways provide code snippets for pre-built forms/buttons for integration in a web app. The other method is payment gateway API integration. This is the more advanced approach and requires experienced web app developers to implement it properly.
Perform Testing
Your work is not done with the integration of the payment gateway. Before going live, it is extremely important to perform tests with various scenarios including failed transactions, successful transactions, etc. This is to ensure that the gateway works as intended and that no problems arise during real transactions.
Go Live
You are almost done with integrating a payment gateway to your web app. The last step of the process is to activate the selected payment gateway and you’re all set to receive payments from your customers.
Payment Gateways: A Necessity
In this article, we’ve outlined the steps involved in the intricate process of integrating your web app with a payment gateway. Payment processing is a highly sensitive feature as it involves the transfer of personal information of your customers, therefore it is best to employ a reputed web app development firm for this task. A good development company will guide you each step of the process and deliver payment gateway functionality in your app with complete security compliance.
Businesses cannot take payments directly from their website or web app, and there is no other option than payment gateways to get payments from your customers. Having a good payment gateway is not just another good feature in your web app, it’s a necessity.